The Geo. D. Warthen Bank

Savings

Regular Savings

  • FREE Online Banking / Billpay
  • 6 free withdrawals per month  ($5.00 fee for each excessive withdrawal per month). 
  • Interest will be compounded daily and credited to your account monthly.
  • Interest rates may change periodically without notice.
  • $5.00 monthly service charge if balance falls below $100.00 any day of the month.
  • If you close your account before interest is credited, you will receive the accrued interest.
  • Interest begins to accrue on the business day that you deposit non cash items.
  • Minimum balance to open account $100.00

Lil'D Savings - Learn More!

  • FREE Online Banking / Billpay
  • Account holders required to have a joint owner on account (i.e. parent, grandparent, guardian)
  • No service charge
  • Account automatically converted to a T-Cash Savings account upon the account holder's 13th birthday
  • Interest begins to accrue on the business day that you deposit non cash items.
  • Children 0-12 years old
  • $10.00 minimum to open account
     

T-Cash Savings - Learn More!

  • FREE Online Banking / Billpay
  • No minimum balance
  • No service charge
  • Account holders required to have a co-signer
  • Students 13-18 years old
  • Must receive E-Statements
  • Valid email address required
  • Interest begins to accrue on the business day that you deposit non cash items
  • $25.00 minimum to open account

REALSaver 

  • Must have a Reward Checking-REALSaver checking account in order to have a REALSaver savings account
  • $100.00 minimum to open account 
  • Free from any service charges
  • Interest begins to accrue on the business day that you deposit non cash items
  • Qualifications needed for REALSaver interest rate/APY: You must meet the qualifications for Reward Checking-REALSaver
  • If Qualifications are met:
    • 1.00% Interest Rate/ 1.01% Annual Percentage Yield on the first $10,000.00 (effective as of 12/14/2011)
    • 0.25%Interest Rate/ 0.25% Annual Percentage Yield for any balance in excess of $10,000.00 (effective 12/14/2011)
  • If Qualifications are not met:
    • A base rate (default rate) of .05% Interest Rate/ .05% Annual Percentage Yield will apply to the entire balance

 

To report a lost or stolen ATM / Debit Card: 1.800.500.1044 • Credit Card: 1.800.423.7503
24 Customer Service Credit Cards: 1.800.437.9392
No Charge ATM Locator – 
www.sum-atm.com

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